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Joe Franco, Tax Practitioner & Owner

Thanks for taking the time to learn more about myself and my practice.  I am the owner of Mr. Tax Systems.  I graduated in 1979 from State University of New York at Oswego with a Bachelor’s Degree in Secondary Education.  I have always had a strong sense of community service and family values.  While teaching school in 1983, I began to pursue a second career in income tax preparation.  Being an educator was a rewarding profession and I still carry that same sense of dedication with each and every client.  After getting some education in income tax, I worked as a tax practitioner for H & R Block in Houston, TX for 3 years.  I moved to Panama City in 1986 to make a full time career change into income tax preparation at Mr. Tax Systems.  I have owned and operated Mr. Tax Systems since 1988 when Joe & Anne Gantt, the founders of Mr. Tax Systems, opened another tax office on Panama City Beach.

Over the past 25+ years, I have continued my professional development and expanded my knowledge in personal and small business taxation.  Knowledge, experience, caring and trust all combine to make me and my staff at Mr. Tax Systems an excellent choice when looking for a tax professional.

Mary Franco, Tax Practitioner & QuickBooks Certified Pro Advisor


Tom Holmes, Enrolled Agent

Tom Holmes, Enrolled Agent, has served Mr. Tax Systems clients since 2005.  After serving in United States Air Force for 20 years until 1997, he first explored being a tax practitioner, when he took an H&R Block training course and subsequently served for H&R Block as a tax practitioner and satellite office supervisor.  Tom went on to pursue and obtain an accounting degree in 2003 through FSU-PC while serving as a part time tax practitioner for a local accounting firm for a couple of years.  In 2006, Tom passed the IRS Enrolled Agent exam and is certified to represent clients before the IRS on both individual and business tax matters.  For Mr. Tax Systems, he handles simple to complex individual tax returns and business tax returns for corporations and partnerships.  Tom's other interests are serving his church as a part time administrator and helping his wife in whatever way he can teaching their five home educated children for the past fifteen years.

 
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